Blessings Darlings!
So far with this unemployment I've been doing the usual stuff. Looking at the finances to see how long before we have to start taking money from the emergency fund, moving money from the places I've already been taking surveys for cash, finally being able to weed the garden and get a big planting of green beans in.
Today I move into 'Cheap Pagan Bitch' phase, and see how to live on less cash. Obviously this is going to require plenty of garden work to get us fed. And I suppose we might qualify for about $20 a month of food stamps until my social security retirement actually starts arriving. (I didn't realize that their info 'you can apply up to 3 months before you want to start it' meant 'it takes at least 3 months to get you into the system. Apply REALLY EARLY".)
So no one's getting more clothes for a while. No paid entertainment - free concerts at the Amp, bringing picnic dinner is still a go. No buying more music, it's free radio apps. And I quit smoking, which will save us about $30 a month.
Used books are allowed. New books . . . so tempting! So many of my friends are authors and I'm already behind on buying ALL THE BOOKS. But I'll live without them. OTOH, I'm NOT stopping the money for Patreon's I'm in.
And, clearly, I won't be harassing Byron Ballard and Amy Blackthorn and all the others at Free Spirit Gathering.
I can't change what we pay for rent (which is pretty low for the space we have) or health insurance. We need the medications we're on (well, I might be able to reduce blood pressure meds soon, but we'll see.)
We have to eat, and we will reduce our spending on that with the help of the garden and cooking from scratch - but we were already spending relatively little on that. I certainly will be making more food from scratch - all the loaf bread, egg roll and dumpling wrappers, all egg rolls and dumplings, maybe even all corn and wheat tortillas. But not the English Muffins and biscuits - only the Chubby Hubby eats those and there aren't small recipes for biscuits. I'm going to continue to buy those because I don't want to stand over a hot pan cooking English Muffins at this time of year (and I don't think we have the round things to pour the batter in. I've done this enough to know that the thinner poured batter ones are better than the bread/muffin like cut-and-cook ones.) Bread will be baked outside in bread maker. Much baking will be done outside in toaster oven. Air frying will be done outside in . . . wait for it . . . wait for it . . . air fryer.
My husband will pitch a fit if I switch from good Chinese thin and thick soy sauces and go to big bottles of Kikkoman JAPANESE soy sauce. He might just have to live with that. You know how some folks have lots of different types of vinegars? He's like that with soy sauce. And a little bit with vinegar, too, really. But I digress . . .
Cars - I could take my car off the road, rather than get new tags and pay personal property tax on it. I probably won't, and just get 1 year tags instead of two year.
Electric bill - Might go up a bit, with more home cooking. AC is set at 80 days, 77 nights. If the heat dome hits here the bill will go up.
Hell if I know what I'm going to do about propane for winter heating. The tank is at 20% now, fine for the water heater. The 'poor tax' for partial fills (the delivery charges, same if you get 100 gallons or 500 gallons or 50 gallons) is at least $35 per delivery. I don't know if the cost per gallon is going to go up or down from where it is now. And the company hides the cost it is per gallon now until you put in an order. Snort.
We'll get by well enough. I have assets I could sell. I have a little money left in my IRA. I'd rather not tap them at age 66, of course. And I'll probably start very actively (vs the low-key stuff I've got going on now) look for a job in a few weeks, after I decompress. Anywhere in Maryland (and I'm 2 miles from the border) pays more an hour than I've been making, which should offset increased gas cost in driving there.
Frondly, Fern
