Blessings Darlings!
The Chubby Hubby is home from his business trip and visiting his mother (at this time she's NOT going into a nursing home). My barely-there garden is peaking, at 2 pounds of beans and 4 cucumbers a week. The weather has cooled down to merely summer from the incredible heat and humidity of this last July.
As is always the case after CH's summer trip, we're broke. We'll have to take money out of his IRA to pay bills, and the Spawn will probably be buying all our groceries. Luckily, they are understaffed at work so he's getting more hours than usual. Unfortunately, since he was at work for 15 hours last Friday, he's been hit by a summer cold and been out sick today and half of yesterday. I have the cold, too. My sinuses are like Dr. Who's Tardis - they may SEEM normal, but I assure you that they are far far bigger and more swollen than you can see from looking at them from the outside. They have swolled to house size on the inside.
Did you know that there is a Chinese dish that uses cucumbers as the vegetable? Well, there are probably several, but I'm referring to Bon Bon Chicken Salad. I'm making that for dinner Friday night. Because that's the veggie I have the most of. Tomorrow will be .... probably a pork or tofu stir fry with bean sprouts and cabbage and a carrot for color. I sprouted the bean sprouts myself, of course, and grew the cabbage. I did not grow the carrot.
I'm trying to figure out a way to afford high-quality 'facial tissue' to get us thru' the cold. I just don't think it's ethical to head to the store that has it on sale, use the coupon that requires we buy two packages of 3 packs each, and then return one of the 3 packs. That way we'd end up with only the one 3 pack we need, and use the entire coupon on it.
If I don't spend any of the house money on food, or pay the credit cards, then I can afford car insurance. I'm very glad the garden is peaking now!
Sorry about all the whining. I'll be more uplifting and discuss puff pastry based treats sometime soon.
Frondly, Fern
Showing posts with label credit cards. Show all posts
Showing posts with label credit cards. Show all posts
Wednesday, August 29, 2012
Wednesday, March 30, 2011
Banking
Blessings, Darlings!
No, I'm not going off on the Banksters and Quantative Easing ... I've been trying to iron out issues in our Online Banking and on our credit cards (from a different bank!
I love the people who work in the local branches of the bank we use for business and personal checking/savings accounts. They are professional, personable, and work hard to make my life easier. But our account is an OLD OLD OLD one - we started at Mellon bank, it got bought by yet another bank, and that got bought by the bank we are now with. As a result, suddenly the software or something realized that they don't have signature cards for us - they were with the original bank, and no one knows where that paperwork is now. So, when I went to link our personal account with our business account for online banking ... things blew up.
But I went in and filled out the paperwork, took it home, had the Chubby Hubby sign, brought it all back, the person helping me faxed it all to the main office, called the main office, and was assured that I'd have everything online the next day. I went home, relieved, but didn't need to do anything online right away - I had done it at the bank at the same time.
Fast forward one month .... to yesterday.
Knowing that I'd be going to the bank (some 30 miles away), I checked the online banking. STILL no access to the personal accounts. Went to the bank. Spent an hour with the branch manager HERSELF calling and being transferred around Main Corporate Office as she tried to figure out what had gone wrong. We ended up having me do all the paperwork over, now for both business accounts and both personal accounts. I'll take the paperwork back on Friday, after the CH again signs it, and see if we can get it done then.
Sigh.
While I was at the bank I deposited a check from a client into the business account, which we still can't do from home but the bank has explained to us how to set up. I get home, ready to pay bills, but cooked dinner instead. This morning the CH tells me that one of our monthly bills didn't get auto-paid due to a credit card problem, I need to look into it. I call THIS bank. The robotic voice tells me what our balances are, and that there is about $2K in headroom. But I added the balances on that account (both of us have cards that contribute to the total) and in fact we were within a few dollars of our credit limit, so of course the charge wouldn't go thru'. I made a payment so we SHOULD be able to clear this up tomorrow .... but I do NOT understand why the robot info says we have lot of headroom on the card!
Just one of those frustrating financial times, with the bank central offices NOT helping.
Frondly, Fern
No, I'm not going off on the Banksters and Quantative Easing ... I've been trying to iron out issues in our Online Banking and on our credit cards (from a different bank!
I love the people who work in the local branches of the bank we use for business and personal checking/savings accounts. They are professional, personable, and work hard to make my life easier. But our account is an OLD OLD OLD one - we started at Mellon bank, it got bought by yet another bank, and that got bought by the bank we are now with. As a result, suddenly the software or something realized that they don't have signature cards for us - they were with the original bank, and no one knows where that paperwork is now. So, when I went to link our personal account with our business account for online banking ... things blew up.
But I went in and filled out the paperwork, took it home, had the Chubby Hubby sign, brought it all back, the person helping me faxed it all to the main office, called the main office, and was assured that I'd have everything online the next day. I went home, relieved, but didn't need to do anything online right away - I had done it at the bank at the same time.
Fast forward one month .... to yesterday.
Knowing that I'd be going to the bank (some 30 miles away), I checked the online banking. STILL no access to the personal accounts. Went to the bank. Spent an hour with the branch manager HERSELF calling and being transferred around Main Corporate Office as she tried to figure out what had gone wrong. We ended up having me do all the paperwork over, now for both business accounts and both personal accounts. I'll take the paperwork back on Friday, after the CH again signs it, and see if we can get it done then.
Sigh.
While I was at the bank I deposited a check from a client into the business account, which we still can't do from home but the bank has explained to us how to set up. I get home, ready to pay bills, but cooked dinner instead. This morning the CH tells me that one of our monthly bills didn't get auto-paid due to a credit card problem, I need to look into it. I call THIS bank. The robotic voice tells me what our balances are, and that there is about $2K in headroom. But I added the balances on that account (both of us have cards that contribute to the total) and in fact we were within a few dollars of our credit limit, so of course the charge wouldn't go thru'. I made a payment so we SHOULD be able to clear this up tomorrow .... but I do NOT understand why the robot info says we have lot of headroom on the card!
Just one of those frustrating financial times, with the bank central offices NOT helping.
Frondly, Fern
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