About 3 times a year, the planet Mercury is said to go 'retrograde' - that is, from the viewpoint of someone watching it from Earth, it goes 'backwards' from it's usual course. This regularly-scheduled event leads to a crapload of posts full of strum und drung among the neoPagan community. "Don't sign any legal agreement!" "Expect all your electronics to break!" Etc.
Mercury Retrogrades, like Saturn Returns, CAN be plenty uncomfortable. But they are, as I mentioned above, a regularly-scheduled part of life. They are part of the necessary 'clearing out so you can build anew'. You know, the cycles of nature that most Pagans like to claim that they are in sync with.
So, get with the program.
Build up that financial reserve/emergency fund. You are going to need it - if not this retro, maybe this year. If not this year, maybe next year. Cars break down. Bikes need replacing. Teeth go bad. Having that reserve fund will help you handle that.
Get the car's oil changed, and have other preventive maintenance done. If you can, get your teeth cleaned/checked. Eat well. Get some exercise. Say what you mean, clearly, so you will be understood. After meeting, repeat all that you/they have agreed to in an e-mail to keep a paper trail.
Don't count on privilege - of any sort - to have your back. You might have to own everything that you do/don't do.
Which is, of course, how we really should be living every day. But most of us don't.